|
|
The Buying Guide
The Buying Guide was designed to assist Buyers to become familiared with the buying process. We hope that you will find this information useful. Browse through selection or you can request information emailed to you. Please contact us if we may be of service to you.
A Sound Investment Is owning real estate property still a good investment? Some people will tell you no. These are the people who very likely bought a Tudor in Hillsborough…
The Buying Process The best possible way to begin looking for a home is to interview a few real estate agents. What is the difference between a Realtor® and real estate agent? Realtors are…
How to Select a Realtor In many bookstores you'll find numerous books on how to buy or sell real estate. Aside from gimmicky ones (like buying a home with nothing down), these are helpful…
Buyer Representation When purchasing a home, buyers need personal representation, independent counseling and help! With the advent of Buyer Representation, buyers can…
Agency Relationship How can homebuyers get the most out of their agents? Why do some homebuyers develop good relationships with their agents while others…
How Much Can You Afford Home buyers need to consider 3 major factors in determining how much they can afford: the down payment; their ability to qualify for a mortgage; and closing costs…
How Much Interest People sometimes hesitate to buy real estate because of escalating interest rates. Many of them do not understand that the actual cost of rate increase is not as great…
PITI Your monthly housing expenses include the following: Principal, Interest, Taxes, Insurance, Condominium Homeowner Association Fees, Private Mortgage Insurance…
Options for First-Time Buyers First time home buyers often assume they can buy a home only in the least desirable neighborhoods…
House Hunting Predicting how long it will take you to find a home is a difficult thing to do. You can make the buying process easier if…
The Home Inspection Few homebuyers are experts in construction techniques, building codes, home repairs or the like. They will need to know whether the home they are planning to buy is structurally sound…
Escrow Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money. It is imperative that the transfer of these funds and related documents from one party to another be handled in a neutral, secure and knowledgeable manner…
Title Insurance Title Insurance. It's a term we hear and see frequently -- we see reference to it in the Sunday real estate section, in advertisements and in conversations…
Methods of Holding Title This important question is one California real property purchasers ask their real estate, escrow and title professionals every day. Unfortunately, though these professionals may identify the many methods of owning property, they may not recommend a specific form of ownership, as doing so would constitute practicing law….
Close of Escrow The mortgage loan closing or "settlement" is the meeting in which the loan is finalized, mortgage is issued and, the keys are given to the new owners…
About Closing Costs In the past, buyers dreaded closing day because they were hit with unexpected closing costs. Today, due to government intervention on the buyer's behalf, the situation has changed. You will know, in advance, exactly what costs you will be…
Common Closing Costs Real estate closing costs usually consist of such things as real estate commissions, appraisal fees, loan fees, escrow charges, advanced payments such as property taxes and homeowner’s insurance, title insurance premiums, pest inspections and the like…
|
 |
|
|
Today's Rates:
| 30-yr Fixed | 6.05% | 6.25% | | 15-yr Fixed | 5.6% | 5.9% | | 1-yr Adj | 5.29% | 6.56% |
|
|
|